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Capital One Auto Navigator’s April 22, 2024 roundup listed six US electric-vehicle offers with advertised 0% APR financing, spanning 2023 and 2024 model years. The deals were checked using a Southern California ZIP code and were for qualified shoppers—not a verified national list. Terms, eligibility, dealer inventory, and local incentives could differ. Offers below are historical and have expired; they are not available deals today. Read Capital One’s roundup.
Which EVs had 0% APR offers in Capital One’s April 2024 roundup?
The roundup described these advertised financing terms and, where reported, a cash alternative or additional condition. “Up to” means the listed maximum term, not that every buyer or vehicle necessarily qualified for it.
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| Vehicle and model year | Advertised 0% APR term | Other reported offer detail |
|---|---|---|
| Ford Mustang Mach-E (2023) | 72 months | $3,000 bonus cash; offer through May 1, 2024, on leftover models. |
| Hyundai Ioniq 5 (2024) | Up to 60 months | Alternative: $7,500 total savings; both offers reported through April 30, 2024. |
| Kia EV9 (2024) | 48 months | Choice of 0% financing or $7,500 customer cash; offer through April 30, 2024. |
| Kia Niro EV (2024) | Up to 60 months | Alternative: $5,000 customer cash; offer through April 30, 2024. |
| Nissan Ariya (2023) | Up to 72 months | Current Nissan owners could receive an additional $1,000 loyalty cash. |
| Subaru Solterra (2023 and 2024) | 72 months | Offer through April 30, 2024. |
These are the offers listed in Capital One’s April 22 roundup, not proof that no other qualifying promotions existed. Its page also included EV offers at rates above 0% APR; those are not zero-interest financing deals.
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Could you choose cash back instead of 0% financing?
For some models, yes: the roundup explicitly presented cash as an alternative to the 0% financing offer. It does not establish that the cash and financing could be combined. In particular, the Kia EV9 offer was described as a choice between 0% financing and $7,500 customer cash; the Ioniq 5 and Niro EV also had reported cash alternatives. Ask the dealer for the written terms for the specific VIN and confirm which incentives can be combined before comparing the options.
#1 Best Overall
- Flex Level 1 EV Charger - The EVDANCE Level 1 electric car charger is compatible with J1772 electric vehicles and plug-in hybrid vehicles (North American Standard). *Tesla requires a SAE J1772 adapter.
- Convenient to Use - This charger has both NEMA 6-20 plug for 16A 240V charging (3.68kW, 10-12 mi/h) and a NEMA 6-20 to 5-15 plug adapter for 12A 120V charging (1.44kW, 2-5 mi/h). The included bag makes it easier to carry on the go. It also has a 25ft cable length, you can use it flexibly from anywhere in the garage or driveway.
- Check Your Outlet Type -This charger works with standard 120V NEMA 5-15/5-20 outlets (2-5 mph charging speed) and 240V NEMA 6-20 outlets (10-12 mph) . It's not compatible with NEMA 6-15/10-30/14-30/14-50/6-50 outlets – you'll need a NEMA 14-50/14-30/10-30/6-50 to 6-20 adapter (sold separately) to connect.
- Compatible EV Models -This EV charger works with most major electric vehicles, including Ford, Chevrolet, Hyundai, Audi, Nissan Ariya, Rivian R1S, Kia, and others. However, it's not compatible with Mini Cooper Electric Hardtop,Toyota Prus Prime/Z4X/RAV4Prime, Porsche Taycan Base/4S/Turbo/Turbo S or Tesla models (Tesla requires a J1772 to Tesla Adapter, sold separately). For a full list of compatible models, check out the Full Compatibility List on our product page.
- Indication Displays - LED display that can tell you the status as well as indicate errors while charging your electric vehicle.
What was the UK 0% finance offer?
Mazda Motor UK announced a separate offer for its battery-electric MX-30 on April 1, 2024. This was a UK promotion with different finance products and conditions, so it is not directly comparable with the US offers.
- Hire Purchase (HP): 0% finance for up to five years, with a 40% minimum deposit.
- Personal Contract Purchase (PCP): 0% APR for four years, with no minimum deposit. Mazda also offered a £500 deposit contribution for orders placed by April 2, 2024.
- Home charger: The announcement described a free Pod Point home charger for retail customers.
The £500 contribution was tied to the order deadline; the announcement does not make it a general or continuing offer. See Mazda Motor UK’s announcement.
Rank #2
- Charge with Confidence: ChargePoint builds reliable, flexible EV charging stations for home, business, and fleets. Get 24/7 support and access to hundreds of thousands of North American charging locations.
- Charge Smart: With the user-friendly ChargePoint Mobile App, you can control your electric car charger, manage reminders, connect to smart home devices, find stations, get data and charging info, and access the latest features. Note: WiFi is needed for certain functionalities and troubleshooting steps if connectivity issues arise.
- Vast Network: Wherever you go, ChargePoint’s network includes 274k+ stations across North America and Europe and 565k+ roaming partner stations.
- Safe & Durable: Rely on this UL-certified EV charger for safe home charging. It can be installed indoors or outdoors by an electrician and includes a cold-resistant cable.
- Fast & Powerful: This EV charger charges 9× faster than a 120V outlet, delivering up to 45 mi/hr., dependent upon your vehicle. It features a J1772 connector for all non-Tesla EVs and requires a 20A or 80A circuit. For Tesla EVs, this will require an adapter.
How should you judge a historical 0% APR EV offer?
- Check the model year. The roundup included both 2023 and 2024 vehicles; an offer for leftover 2023 inventory is not the same as a current-model promotion.
- Check the term and deadline. The advertised periods ranged from 48 months to as long as 72 months, and several listed offers expired at the end of April 2024.
- Verify local eligibility. Capital One checked offers using a Southern California ZIP code and described them as offers for qualified shoppers. Credit approval, dealer inventory, ZIP code, and local incentives may affect the terms available to an individual buyer.
- Compare the actual choices. A cash alternative and 0% financing have different effects on the transaction. Confirm whether incentives are alternatives or combinable in the dealer’s written offer.
The available offer details support comparisons of financing term, reported cash alternatives, and expiration dates. They do not establish which vehicle had the best range, ownership cost, depreciation, or overall quality. A separate model-by-model assessment would be needed to answer those questions.
Offers not included in the April list
A search result for the Toyota bZ4X described 0% APR for 72 months for qualified customers, but its archived record did not establish the promotion month clearly enough to identify it as an April 2024 deal. It is therefore not included in the list above. A separate archived Volkswagen 0% APR offer ending April 30, 2024 applied to the 2024 Tiguan, which is not an EV.
Quick Recap
Rank #4
- SAE J1772 Standard Charger: Compatible with all North American electric vehicles and plug-in hybrids, including Ford, Chevrolet, Nissan, BMW, Volkswagen, Hyundai, Kia, Audi, Mercedes-Benz, Rivian, Porsche, Toyota, Honda, Jeep, and GMC. Tesla vehicles can be charged with a separate SAE J1772 adapter (sold separately).
- Adjustable Current: Choose from 8A, 10A, 13A, or 16A to match your vehicle’s charging needs.Dual Plug Compatibility,NEMA 6-20 Plug (220/240V): Delivers up to 3.84 kW/h, providing approximately 15.36 MPH charging speed at 16A.NEMA 5-15 Plug (110/120V): Supports 10A charging at 120V, offering 1.2 kW/h (around 4.4 MPH). Customizable Charging: Easily adjust current to suit different charging scenarios, giving you maximum flexibility at home or on the go
- Hassle-Free Installation: Forget complicated setups—just plug in and go. Equipped with NEMA 5-15 and NEMA 6-20 (220V/240V) connectors, it works with any standard 110V–240V outlet. The 25-foot cable gives you the freedom to reach vehicles parked at a distance, making charging convenient anywhere.
- Intelligent Charging: Featuring a 2.8-inch touch display, you can easily select the charging current (8A / 10A / 13A / 16A) and schedule charging with a 1–12 hour delayed start. Perfect for maximizing off-peak hours and cutting electricity costs. (Example: Set a 2-hour delay, and charging begins automatically after 2 hours.)
- Comprehensive Safety: Designed to meet CE and FCC safety standards, this charger offers multiple layers of protection, including overvoltage, overload, short-circuit, grounding, and leakage safeguards. The durable IP65-rated waterproof housing and reinforced cable ensure reliable charging in all weather conditions, keeping your vehicle safe year-round.
Rank #3
- ✅【Fast and Efficient Charging】 The eTimxon level 2 EV charger is equipped with NEMA 6-20 Plug, supports 240V, 16A, 3.84kW output current, approximately 4x faster than 8A level 1 ev chargers, shorten the electric vehicle charging time,so you can quickly get back on the road. Perfect for those early morning commutes, last-minute errands, or spontaneous weekend getaways—your car will be charged and ready to go when you are.
- ✅【Charge anywhere & anytime】Designed for maximum flexibility, eTimxon Level 1 & 2 EV charger features both NEMA 5-15 and 6-20 plug compatibility. Whether you're charging in your garage, at a friend's house, or at a roadside motel. NEMA 6-20 plug for Level 2 ev charging (240V, 16A, 3.84kW) and a NEMA 5-15 adapter for Level 1 ev charging (120V, 12A, 1.44kW) NOTE: In compliance with North American electrical safety standards, when use NEMA 5-15 Plug, you need to adjust the Current to 12A by manual to protecting both your vehicle and your home’s electrical system
- ✅【Dual-Level Charging】This portable J1772 ev charger offers true dual-level compatibility. For Level 2 fast charging (240V), it comes with a fixed NEMA 6-20 plug which must be used with a dedicated NEMA 6-20 outlet. For Level 1 charging (120V), it includes a NEMA 5-15 adapter that plugs into a standard 3-prong household outlet (NEMA 5-15 receptacle).Before You Order: Please verify you have the correct outlet
- ✅【Before Make Order】 1. This Mobile charging cable includes a fixed NEMA 6-20 plug and a NEMA 5-15 adapter. You must have access to the corresponding outlet type for the charger to work. Please confirm your outlet type before purchasing 2. You can set the current and delay time before plug in the charger into your car . 3. For an 87kWh battery pack, using the NEMA 6-20 plug (240V, Level 2) delivers a full charge in approximately 22.4 hours, while using the NEMA 5-15 adapter (120V, Level 1) takes over 60 hours for a full charge. Actual charging speed depends on your vehicle and circuit
- ✅【Multiple protection】 When the charging temperature exceeds 158°F, our EV charging station will activate the protection function and reduce the charging power. If the temperature remains too high, charging will be temporarily suspended. once the temperature back to normal, charging will automatically resume. perfect to protect your device and car at any time.
Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
