The 2027 Chevrolet Equinox is offered in three gas trims in the United States: LT, RS, and ACTIV. Chevrolet lists starting MSRPs of $29,300 for the LT and $34,200 each for the RS and ACTIV, before destination, taxes, fees, options, and other listed exclusions. The right choice depends on whether you prioritize the lower starting price, sporty styling, or all-terrain equipment—and the amount you should budget depends on an itemized dealer quote, not the advertised MSRP alone.
Use the starting prices to narrow your choices, then compare the actual vehicles available to you. The RS and ACTIV have the same listed starting MSRP but different equipment priorities; the LT starts lower, while some features are optional even within a trim. A window sticker and written quote can resolve what a specific vehicle includes and what it will cost.
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What the 2027 Equinox is—and what it is not
The 2027 Equinox is a two-row SUV with seating for five. It does not have a third row, so buyers who need more than five seats should look at a different vehicle. Chevrolet lists a 1.5-liter turbo engine across the three gas trims, with 175 horsepower and 203 lb.-ft. of torque. Front-wheel drive and available all-wheel drive are options to weigh against how and where you drive; the official page says AWD is available but does not establish here that it is offered in every combination.
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The current U.S. model information and advertised starting prices are on Chevrolet’s 2027 Equinox page. Equipment and pricing can change, so verify the configuration and current terms with Chevrolet or a dealer before making a decision.
How the LT, RS, and ACTIV differ
All three trims use the 1.5-liter turbo engine, but they target different priorities. The LT is the lower-priced starting point and includes everyday comfort and screen features. The RS puts more emphasis on dark exterior details and distinctive wheels. The ACTIV adds all-terrain tires and a uniquely tuned suspension, along with different seating surfaces. Chevrolet’s starting MSRPs are advertised figures, not final purchase prices.
| Trim | Starting MSRP shown by Chevrolet | What Chevrolet highlights | Best fit if you prioritize |
|---|---|---|---|
| LT | $29,300 | 1.5L turbo; heated front seats and steering wheel; 11.3-inch infotainment touchscreen; available HD Surround Vision | A lower starting price and the listed core comfort and infotainment features |
| RS | $34,200 | Black mirrors, moldings, emblems, and badging; standard 19-inch and available 20-inch machined wheels; flat-bottom steering wheel; available two-tone black roof | Sportier appearance and larger wheel options |
| ACTIV | $34,200 | All-terrain tires; uniquely tuned suspension; Evotex and sueded microfiber seating surfaces; available two-tone white roof | The all-terrain look and the trim’s distinct tires and suspension setup |
Prices and equipment in this table reflect Chevrolet’s current U.S. page, accessed October 13, 2026. The MSRPs exclude destination freight, tax, title, license or registration, dealer fees, and optional equipment; Chevrolet says the dealer sets the final price. The source does not establish the cost of individual options or packages, so ask for a quote for the exact vehicle rather than adding an assumed amount to the starting price.
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The LT is the natural place to start if the RS appearance package or ACTIV hardware does not address a need you have. Its listed equipment includes heated front seats and a heated steering wheel, plus an 11.3-inch infotainment touchscreen. HD Surround Vision is available, not identified as standard in the listed LT highlights. Check the specific vehicle’s window sticker to see which equipment is actually included.
Choose RS for its styling details
The RS is distinguished by black exterior trim and badging, a flat-bottom steering wheel, and 19-inch wheels, with 20-inch machined wheels and a two-tone black roof available. These are styling and configuration choices; the cited specifications do not establish a different engine or a performance increase for the RS. If the look appeals to you, compare the exact RS vehicle’s equipment and price with an LT quote rather than assuming every available option is included.
Choose ACTIV for all-terrain equipment
The ACTIV is the trim to examine if you want all-terrain tires and the uniquely tuned suspension Chevrolet associates with this version. It also has Evotex and sueded microfiber seating surfaces, with an available two-tone white roof. The name and equipment do not by themselves establish off-road capability, trail ratings, or suitability for a particular route. If you expect to drive beyond paved roads, ask the dealer what the specific vehicle is equipped to handle and consider whether its tires and suspension match your actual use.
Compare the two $34,200 starting trims directly
Because RS and ACTIV share the same listed starting MSRP, the decision is less about choosing the “more expensive” trim and more about which equipment and appearance suit you. RS emphasizes black exterior details, wheel choices, and a flat-bottom steering wheel. ACTIV emphasizes all-terrain tires, its tuned suspension, and its seating surfaces. The equal starting prices do not guarantee that two dealer vehicles will have identical final prices: optional equipment, destination, fees, and dealer pricing can differ. Compare the VIN-specific stickers and out-the-door quotes side by side.
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Likewise, a lower LT starting price does not automatically mean it is the best value for every buyer. If a desired feature is optional or requires a particular configuration, compare the final prices of actual vehicles rather than treating trim names as a complete equipment list. Ask the dealer to identify which features are standard, which are installed options, and which are unavailable on the quoted vehicle.
Decide whether AWD is worth choosing
Chevrolet lists AWD as available, but the material cited here does not give a price premium, fuel-economy comparison, or complete trim-by-drivetrain availability. Get quotes for the drivetrain you intend to buy; do not compare an AWD vehicle’s price with a front-wheel-drive starting MSRP as if they were the same configuration.
Think about your regular conditions and routes before paying for a drivetrain option. If AWD is important to you, confirm that it is fitted to the vehicle identified in the quote and window sticker. If it is not, compare the actual front-wheel-drive and AWD vehicles available to you, with their complete equipment and out-the-door prices. The available specifications do not support a blanket claim that AWD is necessary for every buyer.
When comparing drivetrain choices, keep the rest of the vehicle as similar as possible: trim, factory options, accessories, and dealer charges. The available Chevrolet information does not quantify the purchase-price difference or operating-cost tradeoff between FWD and AWD, so avoid assuming a particular premium or fuel-cost impact. Ask the dealer to show the drivetrain on the window sticker and include it in the written quote.
Check the features that matter in daily use
Infotainment and visibility
Chevrolet lists an 11.3-inch infotainment touchscreen; the LT highlights it as part of its listed equipment. The LT also lists HD Surround Vision as available, which means you should verify whether it is fitted to the vehicle you are considering rather than treating it as standard. Test the display and any visibility feature in person, and check the window sticker for the exact equipment on the VIN you are quoted.
Safety and driver assistance
Chevrolet’s current 2027 page advertises more than 15 standard safety and driver-assistance features, but that broad count does not tell you which functions are included or how they operate. Chevrolet’s 2026 page names six Chevy Safety Assist features: Automatic Emergency Braking, Front Pedestrian Braking, Lane Keep Assist with Lane Departure Warning, Forward Collision Alert, Following Distance Indicator, and IntelliBeam. That is prior-model-year information, not a confirmed 2027 equipment list. For the vehicle you are buying, check its current window sticker and owner’s manual for the exact features, conditions, and limitations.
Do not treat a feature count as a substitute for understanding each system. Before purchase, ask which driver-assistance features are fitted to that specific vehicle and read how Chevrolet describes their operation and limits. The 2026 list can help you know which names to look for, but the actual 2027 sticker and owner’s manual should settle the question for the vehicle you are considering.
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Cargo space and passenger fit
Chevrolet’s 2026 page lists 63.5 cubic feet of maximum cargo volume and a folding 60/40 rear seat. That figure is for the 2026 model in the cited material; it should not be treated as a verified 2027 specification. If cargo capacity is central to your decision, verify the 2027 figure and test the actual vehicle with the items you carry. Bring a child seat, stroller, mobility equipment, or luggage if relevant, and check how it fits with the rear seat in the position you expect to use.
Passenger count alone does not answer whether a two-row, five-seat cabin works for your household. Try the seating positions you expect to use and see whether your usual passengers and gear fit together. If you regularly need a third row, the Equinox is not the right match based on Chevrolet’s current description. If you carry bulky items, check the cargo area with the rear seat both in its normal position and folded, rather than relying on a maximum-volume figure from the prior model year.
Think through towing before buying
The advertised maximum is up to 1,500 pounds when properly equipped, not a universal rating for every trim or drivetrain. A buyer who plans to tow should tell the dealer what configuration is being considered and verify its specific rating and required equipment. Also account for the actual trailer and load; the headline maximum does not establish that a particular trailer setup is suitable. Chevrolet’s 2024 announcement also described up to 1,500 pounds with available AWD for the redesigned 2025 model, but that historical statement is not a substitute for confirming the current vehicle’s rating.
Understand the real price before you negotiate
The starting MSRP is a useful way to compare the trims, but it is not the amount you will necessarily pay. Chevrolet says the advertised MSRP excludes destination freight, taxes, title, license, dealer fees, and optional equipment, and that the dealer sets the final price. A single advertised figure therefore cannot substitute for a quote tied to a specific vehicle and location.
Ask each dealer for an itemized out-the-door quote for the same trim, drivetrain, and options. That makes it easier to see whether a difference comes from the vehicle configuration, a fee, an accessory, or the dealer’s price. Review dealer-installed products and protection packages separately; ask whether each is optional and whether removing it changes the quote. Do not compare one dealer’s base-trim price with another dealer’s vehicle containing different equipment.
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- Identify the exact vehicle. Request the VIN, trim, drivetrain, factory options, and a copy of the window sticker. This prevents a quote for one configuration from being mistaken for another.
- Request an itemized out-the-door price. Ask the dealer to show the vehicle price, destination, taxes, title and registration or license charges, dealer fees, optional packages, and dealer-installed accessories as separate line items.
- Compare like with like. Get quotes for the same trim, drivetrain, and options. If those differ, identify the equipment and price difference rather than judging only by the headline total.
- Evaluate financing by its full terms. Compare APR, term, amount financed, and total payments. Ask which offer applies to your location and vehicle, who qualifies, and whether any delayed-payment language changes the financing terms.
- Get an insurance quote. Ask your insurer for a quote using the vehicle and driver details before you commit. The premium depends on your circumstances, so a generic figure cannot predict your cost.
- Estimate fuel and maintenance for your own use. Base the estimate on the configuration you are buying, expected mileage, local fuel prices, and official EPA and maintenance information. The figures cited here do not establish a current 2027 fuel-cost estimate or a maintenance budget.
On the quote, look for the distinction between the vehicle’s advertised starting MSRP and the actual configured price. Destination, state and local taxes, title and registration or license charges, dealer fees, and options all affect the amount due. Chevrolet’s page says the dealer sets the final price, so ask for the complete total in writing and read each line rather than relying on a monthly-payment figure.
Dealer-installed accessories and protection packages deserve particular attention because they can make two otherwise similar vehicles harder to compare. Ask what each item is, whether it is optional, and whether the dealer can remove it or quote a vehicle without it. A model-specific accessory such as all-weather floor mats may be useful, but verify the model year and trim fit before ordering; no particular product listing or fitment is established here.
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How to interpret the advertised financing offer
Chevrolet’s page displayed a 1.9% APR promotion for well-qualified buyers financing through GM Financial, alongside delayed-payment language. Treat that as a dated advertising example, not a guaranteed or universally available rate. Eligibility, term, location, expiration, and other conditions require confirmation with Chevrolet or GM Financial. Before accepting an offer, get the current terms in writing and compare the total amount paid with other financing options available to you.
A promoted APR is not enough on its own to show which financing choice costs less. Compare the same vehicle price and down payment assumptions, then look at the APR, term, amount financed, and total payments. Confirm whether delayed-payment wording affects when payments begin or other terms, and ask whether the promotion applies to the vehicle and location in your quote. Do not assume that “well-qualified” describes your eligibility until the lender confirms it.
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What the published figures do—and do not—tell you about ownership cost
The listed MSRP is only one part of a buyer’s budget. The cited official information does not provide a buyer-specific transaction price, a current 2027 official fuel-cost figure, your insurance premium, a maintenance budget, a depreciation estimate, or a tax and registration total. Those amounts depend on your location, configuration, annual mileage, driving, coverage, financing, and negotiated quote. There is not enough information here to give a reliable single total-cost-of-ownership number.
For a decision you can compare, keep the same assumptions across vehicles: the same ownership period, annual mileage, financing approach, and insurance coverage. Use your dealer’s itemized quote for the purchase amount, your insurer’s quote for coverage, and official fuel and maintenance information for your planned use. Label estimates as estimates, and update them if you change the trim, drivetrain, or options.
A practical budget should therefore be built from your own inputs rather than a generic annual-cost claim. Start with the dealer’s full purchase quote, then add the insurance quote and your estimates for fuel and maintenance based on expected miles and local prices. If a quote changes because you choose AWD, add options, or select a different trim, update the rest of the comparison too. This keeps the calculation tied to the vehicle you would actually buy.
A practical way to make the final choice
- Start with the use case. Decide whether your priorities are the lower starting price and listed comfort features, RS styling, or ACTIV’s all-terrain tires and distinct suspension.
- Set the required configuration. Choose front-wheel drive or ask for AWD pricing if it matters to you. Confirm seating, cargo fit, and any towing requirements against the exact vehicle.
- Verify equipment. Use the window sticker and owner’s manual to check safety features, available options, and vehicle-specific towing equipment. Do not carry prior-year cargo or safety claims forward as confirmed 2027 specifications.
- Compare complete quotes. Obtain itemized out-the-door prices for the same configuration, and scrutinize fees, packages, and dealer-installed accessories.
- Check recurring costs before signing. Get an insurance quote and make a fuel and maintenance estimate based on your own use. Review any financing promotion’s current eligibility and full terms.
For historical context, Chevrolet’s January 23, 2024 announcement introduced the redesigned 2025 Equinox with larger screens, new safety technology, LT and RS trims, and the first ACTIV trim. It also described maximum towing of up to 1,500 pounds with available AWD. That announcement explains the current generation’s introduction; it is not a replacement for the 2027 specifications or the ratings for a particular vehicle. See Chevrolet’s 2025 Equinox launch announcement.
Frequently Asked Questions
How much is a 2027 Chevy Equinox?
Chevrolet’s U.S. page lists starting MSRPs of $29,300 for the LT and $34,200 each for the RS and ACTIV. These are starting figures, not out-the-door totals: destination freight, taxes, title, license or registration, dealer fees, and optional equipment are excluded. Request an itemized quote for the exact vehicle and location.
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Is the 2027 Chevy Equinox AWD?
AWD is available, according to Chevrolet. The listed information does not establish its price premium or availability in every trim and configuration, so confirm the drivetrain on the specific vehicle’s window sticker and compare quotes for matching configurations.
How many seats are in a Chevy Equinox?
Chevrolet describes the 2027 Equinox as a two-row SUV with seating for five. It does not have a third row. Try your passengers and gear in the actual vehicle if cabin or cargo fit is a deciding factor.
How much can the 2027 Chevy Equinox tow?
Chevrolet lists up to 1,500 pounds when properly equipped. That is a maximum, not a rating to assume for every Equinox. Verify the exact vehicle’s towing rating and required equipment, then make sure the trailer and load are within its limits.
What is the difference between Equinox RS and ACTIV?
Both have a listed starting MSRP of $34,200, but Chevrolet highlights different equipment. RS emphasizes black exterior details, 19-inch wheels with available 20-inch machined wheels, a flat-bottom steering wheel, and an available two-tone black roof. ACTIV highlights all-terrain tires, a uniquely tuned suspension, Evotex and sueded microfiber seating surfaces, and an available two-tone white roof.
Does the 2027 Equinox have 63.5 cubic feet of cargo space?
Chevrolet’s 2026 page lists 63.5 cubic feet of maximum cargo volume and a folding 60/40 rear seat. That figure is for the 2026 model and is not confirmed here as a 2027 specification. Verify current specifications and test your own cargo in the vehicle.
The Bottom Line
The 2027 Equinox range starts at $29,300 for LT and $34,200 for RS or ACTIV, before destination, taxes, fees, options, and other costs. Start with the trim that fits your priorities—LT for its lower starting price and everyday features, RS for styling, or ACTIV for all-terrain tires and its distinct suspension—then verify the exact vehicle’s equipment, drivetrain, and towing rating. The best comparison is an itemized out-the-door quote for the same configuration, paired with your own insurance and operating-cost estimates.
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
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