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NHTSA and IIHS test vehicle safety in different ways, and their results are not interchangeable. NHTSA’s federal New Car Assessment Program (NCAP) assigns 1-to-5-star ratings for crash protection, rollover resistance and selected crash-avoidance performance. The independent Insurance Institute for Highway Safety (IIHS) publishes ratings for individual tests and awards vehicles that meet its criteria for a given model year. To compare cars, look at each vehicle’s model-year-specific results and the tests behind them—not just the stars or award badge.
What NHTSA and IIHS do
NHTSA’s 5-Star Safety Ratings
The National Highway Traffic Safety Administration (NHTSA) runs NCAP, a federal consumer-information program that evaluates safety beyond what federal law requires. Its program covers frontal and side crash protection, rollover resistance and selected crash-avoidance performance. NHTSA describes its ratings as a way to assess vehicles’ relative safety. NHTSA’s ratings page explains the star system, while its NCAP resources provide additional program information.
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IIHS evaluations and awards
The Insurance Institute for Highway Safety (IIHS) is an independent nonprofit scientific and educational organization. It evaluates crashworthiness—how well a vehicle protects people in a crash—and crash avoidance and mitigation, including technology intended to prevent or lessen crashes. Its lineup includes crash tests, headlights, front crash-prevention systems and other vehicle evaluations. Protocols and test offerings can change over time. IIHS’s test overview describes its current evaluations.
How the tests differ
| Area | NHTSA | IIHS |
|---|---|---|
| Frontal crashes | Includes a full-frontal rigid-barrier test among its NCAP procedures. | Includes small-overlap and moderate-overlap front tests. |
| Side crashes | Includes moving-barrier and rigid-pole tests. | Uses its own side-test protocol, which can evolve. |
| Rollover | Evaluates rollover resistance and includes it in the ratings program. | Its current test overview does not list a rollover-resistance rating test. |
| Crash avoidance | Assesses selected systems; procedures include forward collision warning, lane departure warning and braking-system assessments. | Includes vehicle-to-vehicle and pedestrian front crash-prevention tests, among other evaluations. |
| Results | Uses an overall 1-to-5-star system and category results. | Publishes test-specific ratings and annual Top Safety Pick and Top Safety Pick+ awards. |
These categories are not proof that the organizations use identical crash configurations, speeds, dummies or scoring. For technical details, consult NHTSA’s test procedures and the IIHS protocol index, which lists protocol versions and dates.
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What the ratings and awards mean
NHTSA stars
NHTSA’s scale runs from one star, the lowest rating, to five stars, the highest. The overall score combines results from frontal and side tests with rollover resistance; category ratings show the component results. NHTSA’s consumer page summarizes the scale with the phrase “More stars mean safer cars.” That is a statement about its own program, not a conversion to another organization’s rating.
IIHS test grades and awards
IIHS reports ratings for individual tests and gives annual Top Safety Pick and Top Safety Pick+ awards to vehicles that meet the criteria for the relevant model year. For 2026, both awards require good ratings in small-overlap front, moderate-overlap front and side tests, plus acceptable-or-good headlights. The criteria also include pedestrian front crash prevention; Top Safety Pick+ additionally requires vehicle-to-vehicle front crash prevention 2.0. See the 2026 award criteria for the applicable requirements.
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A five-star NHTSA score is not equivalent to an IIHS “Good” rating or a Top Safety Pick award. Each is based on its organization’s tests and scoring criteria.
How to compare results for a specific car
- Find the exact model year and vehicle details. Search the organization’s rating page for the vehicle and check whether the result applies to the relevant trim, equipment, build date or other stated scope. NHTSA lists vehicles selected for testing by model year, and IIHS criteria and protocols are versioned. Selection does not mean every vehicle is tested. NHTSA’s ratings search and model-year vehicle information can help locate the applicable record.
- Read the individual test results. NHTSA provides category ratings as well as an overall score; IIHS reports results by test and award status. The underlying results show which kinds of crashes or safety features a headline rating covers.
- Respect NHTSA’s comparison limits. NHTSA says frontal ratings can be compared only among vehicles in the same class and within 250 pounds of one another. Side and rollover ratings may be compared across classes. NHTSA’s comparison guidance explains these limits.
- Consider size as well as a rating. IIHS selects award winners within vehicle-size categories and cautions that a small award-winning vehicle might not protect its occupants as well as a larger vehicle that does not earn an award. An award is useful evidence, not a universal ranking of every vehicle. See IIHS award information for its criteria and context.
Why model year and protocol version matter
Tests and award requirements change, so a result should be read in the context of its model year and the protocol used. The IIHS protocol index lists, among other entries, Moderate overlap 2.0 crash test protocol Version II (May 2025), Small overlap crash test protocol Version VIII (May 2025), and Moderate overlap 2.0 rating guidelines Version III (February 2026). Check the index for the version relevant to a particular result rather than assuming a test has remained unchanged.
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