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1Fix the driver behind crashes, sound loss and screen glitches2Clear out junk files and repair common Windows errors3Scan for outdated or missing drivers - takes under a minuteNo car is theft-proof. However, the latest Highway Loss Data Institute (HLDI) comparison identifies 11 vehicle series with exceptionally low whole-vehicle theft-claim frequencies for the 2022–2024 model years. The Tesla Model 3 AWD ranked first, followed by the Tesla Model Y AWD and Model 3 RWD.
That is a more accurate interpretation of “cars thieves always avoid.” The figures measure paid insurance claims for an entire vehicle being stolen—not catalytic-converter theft, wheel theft, break-ins, carjacking, stolen contents, or every model year sold. Local crime patterns, vehicle age, equipment, and parking habits can still outweigh a national ranking.
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How this list was calculated
HLDI compared whole-vehicle theft claims per insured vehicle year and standardized the results against the average for all passenger vehicles. The all-passenger-vehicle baseline was 0.45 theft claims per 100 insured vehicle years, represented by a relative claim frequency of 100.
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A vehicle with a relative frequency of 5 therefore had a reported theft-claim frequency equal to roughly 5% of the study’s passenger-vehicle average—not five thefts per 100 vehicles. The comparison covered more than 43 million insured vehicle years and more than 19,000 whole-vehicle theft claims. HLDI published the latest located report in May 2025 and analyzed 2022–2024 model years, although the Subaru entry below covers the 2024 model year only. [c001] [c002]
#1 Best Overall
- DOUBLE PROTECTION DESIGN&EASY TO USE:The steering wheel lock adopts the humanized design of four locking hooks and twin bars, which can be locked on the steering wheel more firmly and with a sense of security.The car theft prevention device is easy to use, install and remove. It's simple to lock and unlock with keys in seconds!
- HIGHLY VISUAL DETERRENT AND SAFE:The bright color of the car lock is a fine choice for maximum visibility both day and night,which tells the thief "Not this car"!The anti car theft device greatly reduces the possibility of being targeted by thieves and protects your car security effectively.Tevlaphee steering wheel lock gives you more peace of mind!
- A+ GRADE ANTI-THEFT LOCK:Car wheel lock is made of top-grade steel, featuring a high-strength solid locking beam that makes it difficult for thieves to break. The pure copper lock core is durable and provides secure anti-theft protection! The precise double spring crescent lock sub-type encoding key is specially designed to prevent professional thieves and mutual open rate!The overall body of the anti-theft steering wheel lock is treated with a plastic dipping process that will not damage you steering wheel.
- WORK FOR MOST CARS:The universal anti theft steering wheel lock can be adjusted to fit steering wheels with inner diameter between 4.9”-13” for sedans,SUV,pickup trucks,vans,trucks etc.You have the flexibility to make adjustments as you wish!
- YOU DESERVE THE BEST:If you are not satisfied with your purchase or have any questions about our steering lock,please find Tevlaphee team via Amazon! You have no risk in trying. We promise you will get friendly products and service. You can buy with confidence!
The ranking is based on claim frequency, not the raw number of vehicles stolen. A popular vehicle may have more total thefts but a lower rate after accounting for the number of insured vehicles on the road. Conversely, a rare vehicle may have few total thefts but a high normalized rate.
HLDI also excludes vehicle series with insufficient exposure from some parts of the analysis. The numbers below are best used to compare sufficiently represented newer vehicle series—not to predict the exact risk of a used car in every city.
The 11 cars with the lowest observed whole-vehicle theft-claim frequencies
| Rank | Vehicle series | Model years | Claims | Insured vehicle years | Relative frequency |
|---|---|---|---|---|---|
| 1 | Tesla Model 3 AWD | 2022–2024 | 2 | 290,388 | 1 |
| 2 | Tesla Model Y AWD | 2022–2024 | 6 | 903,411 | 2 |
| 3 | Tesla Model 3 RWD | 2022–2024 | 3 | 262,214 | 2 |
| 4 | Toyota RAV4 Prime AWD | 2022–2024 | 2 | 76,305 | 5 |
| 5 | Tesla Model S AWD | 2022–2024 | 2 | 65,813 | 5 |
| 6 | Volvo XC90 AWD | 2022–2024 | 3 | 93,178 | 6 |
| 7 | Volvo XC40 AWD | 2022–2024 | 2 | 59,193 | 7 |
| 8 | Ford Mustang Mach-E | 2022–2024 | 1 | 39,219 | 8 |
| 9 | Volkswagen ID.4 | 2022–2024 | 1 | 37,718 | 9 |
| 10 | Subaru Crosstrek AWD with EyeSight | 2024 | 7 | 182,098 | 9 |
| 11 | Lexus NX 350 AWD | 2022–2024 | 4 | 95,874 | 9 |
Source: HLDI’s lowest-frequency whole-vehicle theft-claim table. Relative frequency of 100 represents the average for all passenger vehicles in the study. [c001]
1. Tesla Model 3 AWD
The 2022–2024 Tesla Model 3 AWD had the lowest result in HLDI’s table: 2 claims across 290,388 insured vehicle years, producing a relative claim frequency of 1.
Its connected software, electronic authorization systems, specialized service requirements, and relatively limited conventional resale pathway may make it less attractive to some thieves. Those are plausible explanations, not causes proven by HLDI. The result also does not mean a Model 3 cannot be stolen or that its parts and contents are immune from theft.
2. Tesla Model Y AWD
The Model Y AWD recorded 6 claims across 903,411 insured vehicle years and a relative frequency of 2. It had the largest exposure among the vehicles in this group, which makes the finding more informative than a result based on only a small number of insured examples.
As with the Model 3, the Model Y’s connected systems and electronic access controls could be possible factors. The data does not establish that being electric, being a Tesla, or using a particular security feature directly caused the low result.
3. Tesla Model 3 RWD
The rear-wheel-drive Model 3 produced 3 claims across 262,214 insured vehicle years, also giving it a relative frequency of 2.
Rank #2
- DOUBLE PROTECTION DESIGN&EASY TO USE:The steering wheel lock adopts the humanized design of four locking hooks and twin bars, which can be locked on the steering wheel more firmly and with a sense of security.The car theft prevention device is easy to use, install and remove. It's simple to lock and unlock with keys in seconds!
- HIGHLY VISUAL DETERRENT AND SAFE:The bright color of the car lock is a fine choice for maximum visibility both day and night,which tells the thief "Not this car"!The anti car theft device greatly reduces the possibility of being targeted by thieves and protects your car security effectively.Tevlaphee steering wheel lock gives you more peace of mind!
- A+ GRADE ANTI-THEFT LOCK:Car wheel lock is made of top-grade steel, featuring a high-strength solid locking beam that makes it difficult for thieves to break. The pure copper lock core is durable and provides secure anti-theft protection! The precise double spring crescent lock sub-type encoding key is specially designed to prevent professional thieves and mutual open rate!The overall body of the anti-theft steering wheel lock is treated with a plastic dipping process that will not damage you steering wheel
- WORK FOR MOST CARS:The universal anti theft steering wheel lock can be adjusted to fit steering wheels with inner diameter between 5.3”-14.1” for sedans,SUV,pickup trucks,vans,trucks etc.You have the flexibility to make adjustments as you wish!
- YOU DESERVE THE BEST:If you are not satisfied with your purchase or have any questions about our steering lock,please find Tevlaphee team via Amazon! You have no risk in trying. We promise you will get friendly products and service from us. You can buy with confidence!
HLDI reports the AWD and RWD Model 3 as separate vehicle series. They should not be silently combined, because drivetrain, equipment, production changes, and the types of vehicles insured can affect the comparison.
4. Toyota RAV4 Prime AWD
The RAV4 Prime AWD, a plug-in hybrid rather than a fully electric vehicle, recorded 2 claims across 76,305 insured vehicle years. Its relative frequency was 5.
The appearance of the RAV4 Prime is important because low-frequency vehicles are not exclusively EVs. HLDI’s lowest-frequency group included electric vehicles and hybrids or plug-in hybrids, but the report does not prove that electrification itself reduces theft risk.
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5. Tesla Model S AWD
The Model S AWD recorded 2 claims across 65,813 insured vehicle years, with a relative frequency of 5.
Low theft frequency should not be confused with low theft cost. HLDI reported that the Model S had higher relative claim severity than several less expensive vehicles. In other words, it may have been less likely to be stolen in the study while still producing a more expensive insurance loss when a theft occurred.
6. Volvo XC90 AWD
The conventional XC90 AWD recorded 3 claims across 93,178 insured vehicle years and had a relative frequency of 6.
HLDI also included a separate XC90 plug-in-hybrid series among its 20 lowest-frequency entries. That does not make the two series interchangeable, and it does not justify claiming that every XC90, Volvo, or model year has the same theft profile.
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7. Volvo XC40 AWD
The XC40 AWD recorded 2 claims across 59,193 insured vehicle years and a relative frequency of 7.
Rank #3
- Anti-Theft Design: Crafted from alloy steel with bright yellow finish; creates a visual deterrent for added security
- Universal Compatibility: Adjustable to fit steering wheels with inner diameter up to 16.1 inches; suits sedans, SUVs, and sports cars
- Secure Lock Mechanism: Features copper lock cylinder with two cross keys; reduces unauthorized access for enhanced protection
- Protective Features: Includes black rubber non-slip sleeve for grip; rubber hook prevents steering wheel scratches during use
- Flexible Installation: Locks in three seconds with pull-to-lock mechanism; adjusts for horn or button placement for ease of use
It is one of several Volvo entries in HLDI’s low-frequency results. The ranking applies to the specified series and study period—not automatically to front-wheel-drive versions, older XC40s, other Volvo models, or vehicles sold in a different market.
8. Ford Mustang Mach-E
The Mustang Mach-E recorded 1 claim across 39,219 insured vehicle years, resulting in a relative frequency of 8.
The result is encouraging, but its exposure was much smaller than that of the Model Y or Model 3. A single additional claim can have a larger effect on a low-exposure series, so this entry deserves more statistical caution than the highest-volume results.
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The ID.4 recorded 1 claim across 37,718 insured vehicle years and had a relative frequency of 9.
That indicates a low observed claim frequency during the covered period. It is not a permanent guarantee for every ID.4, every model year, or every location. Theft methods, organized theft activity, resale demand, and vehicle populations can change over time.
10. Subaru Crosstrek AWD with EyeSight
The 2024 Crosstrek AWD station-wagon series with EyeSight recorded 7 claims across 182,098 insured vehicle years. Its relative frequency was 9.
“With EyeSight” is part of HLDI’s series description and should remain attached to the entry. Equipment and trim distinctions can matter in insurance data; this result should not be generalized to every Crosstrek specification or older model year.
11. Lexus NX 350 AWD
The NX 350 AWD recorded 4 claims across 95,874 insured vehicle years and had a relative frequency of 9.
Rank #4
- 【EASY TO USE AND STORE】:The car theft prevention device is easy to use, install and remove. It's simple to lock and unlock with keys in seconds once you get the hang of the car wheel lock.Put it away under the seat or in the door compartment when not in use. Very convenient!
- 【HIGHLY VISUAL DETERRENT AND SAFE】:Steering wheel locks are by far the most recommended anti-theft tool. The bright yellow color of the car lock is a fine choice for maximum visibility both day and night,which tells the thief "Not this car"!The anti car theft device greatly reduces the possibility of being targeted by thieves and protects your car security effectively.Tevlaphee steering wheel lock gives you a peace of mind that your car will be safe!
- 【GOOD VALUE FOR ANTI-THEFT LOCK】:Car wheel lock is made of superior steel and plastic, and the solid locking bar is stronger!Thicker keys and upgraded locking mechanism for greater security!The overall body of the anti-theft steering wheel lock is treated with a plastic dipping process that will not damage you steering wheel.This steering wheel lock is really good value for you, easy to use and can be used as a defense tool in case of an emergency
- 【WORK GREAT FOR MOST CARS】:The universal anti theft steering wheel lock can be adjusted to fit steering wheels with inner diameter between 7”-16” for sedans,SUV,pickup trucks,vans,trucks etc.You have the flexibility to make adjustments as you wish!
- 【YOU DESERVE THE BEST】:If you have any questions about our steering lock,please find Tevlaphee team via Amazon! You have no risk in trying. We promise you will get nice products and service from us. You can buy with confidence!
The Lexus is the list’s clear non-electric luxury-SUV counterexample. Its inclusion shows that low observed theft-claim frequency is not limited to EVs or plug-in hybrids.
Why do EVs and newer SUVs appear so often?
Eight of the 20 vehicles in HLDI’s lowest-frequency table were electric, and four more were hybrids or plug-in hybrids. That pattern may reflect several overlapping factors:
- Electronic authorization and connected systems: newer vehicles may require electronic authentication, app access, or specialized equipment to operate or resell them.
- Different resale pathways: a stolen vehicle may be less attractive when it requires specialized servicing, charging equipment, software access, or proprietary parts.
- Vehicle demographics: newer EVs and plug-in hybrids may be owned, parked, and insured differently from older high-volume vehicles.
- Exposure and time: newer models have had less time to enter the used-parts and export markets, and some have smaller real-world populations than long-running nameplates.
- Changing theft methods: criminals do not target every vehicle with the same tools or techniques.
These are reasonable possibilities, not findings that HLDI proved. A low theft-claim rate should not be turned into the broader claim that electric vehicles are inherently theft-proof.
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The National Insurance Crime Bureau reported 659,880 vehicle thefts in the United States in 2025, down 23.2% from 850,708 in 2024. That still worked out to approximately one vehicle theft every 48 seconds. More than one-third of 2025 thefts occurred in the 10 metropolitan statistical areas with the highest theft volumes, and California had the largest state total. [c003] [c004]
NICB’s figures and HLDI’s figures answer different questions:
- NICB: reported stolen-vehicle totals across the country.
- HLDI: insurance-claim frequency normalized by insured vehicle exposure for specific vehicle series.
Neither source says that a particular vehicle cannot be stolen. Your actual risk can be higher or lower depending on:
- where the vehicle is parked, especially overnight;
- the vehicle’s age and exact model year;
- trim, drivetrain, ignition system, and factory immobilizer equipment;
- local demand for the whole vehicle, parts, or catalytic converters;
- whether keys are left inside or a keyless fob is exposed to relay attacks;
- whether the vehicle is left unlocked, running, or unattended; and
- temporary theft patterns affecting a particular neighborhood or city.
How to reduce the risk of theft
The ranked vehicles are low-frequency performers in one study, but basic security habits still matter. NHTSA recommends taking the key, closing and locking the windows and doors, parking in well-lit areas, and keeping valuables out of sight. [c004]
Use layered protection
- Lock the vehicle and take the key or fob. Do not leave the engine running while unattended, even for a short stop.
- Use a visible deterrent. A steering-wheel lock can make unauthorized use more conspicuous and add another physical obstacle. It is a deterrent, not an unbreakable barrier.
- Consider recovery technology. A vehicle GPS tracker may help locate a stolen vehicle. Check whether it requires a subscription, cellular coverage, installation, charging, or ongoing battery maintenance before buying.
- Add an audible warning layer where appropriate. An aftermarket car alarm can draw attention to unauthorized entry or operation, but compatibility and installation quality matter, and an alarm alone does not guarantee prevention.
- Protect keyless-entry fobs carefully. A key-fob signal-blocking pouch may be a reasonable accessory for some passive-keyless systems, but product quality and compatibility vary. Confirm that the vehicle does not unlock or start when the fob is stored inside the pouch.
- Check manufacturer security campaigns. For any used vehicle, verify the exact model year, ignition type, immobilizer status, and completion of applicable software updates or recall-related work.
Why model year and equipment matter: the Hyundai and Kia example
Recent Hyundai and Kia thefts demonstrate why it is unsafe to generalize from a brand name alone. NHTSA said millions of affected vehicles without an immobilizer were targeted during a social-media theft challenge, leading to software updates and the distribution of steering-wheel locks. [c006]
When shopping for one of those vehicles—or any used car—check the specific year and configuration rather than assuming a newer or similarly named model has identical protection. Confirm the ignition type, whether an immobilizer is installed, and whether every applicable manufacturer campaign has been completed.
Best Value
- Superior Security & Anti-Theft Functionality: This Steering Lock features a high-strength copper lock cylinder, offering exceptional resistance to tampering and violent unlocking methods. Its dual protection design makes it nearly impossible to break into. The bright yellow color acts as a visible deterrent, signaling that the vehicle is well-protected. This helps reduce the risk of theft, providing peace of mind whether parked during the day or at night
- Reverse Peak Locking Mechanism & Adjustable Design: This Anti Theft Car Device features an innovative reverse peak locking mechanism, providing superior security by tightly gripping the steering wheel to prevent removal. Its adjustable length fits steering wheels with diameters from 4.5 to 13 inches, making it compatible with sedans, SUVs, trucks, and vans, offering versatile and robust anti-theft protection
- Effective Physical Protection & Anti-Damage Strength: Crafted from heavy-duty alloy steel with a corrosion-resistant coating, this Car Lock withstands cutting, prying, and other destructive attempts. The precision lock cylinder makes it hard to tamper with. Designed for durability, it provides long-term protection, ensuring your vehicle stays safe from theft while maintaining its integrity over time, whether used for everyday parking, RV travel, or seasonal vehicle storage
- Easy to Use & Installation: Designed for convenience, this Car Wheel Lock installs and removes in seconds. Simply extend it, place it on the steering wheel, and lock it securely. No complicated steps or procedures are required. The full rubber coating on the surface helps prevent scratches on the steering wheel, making it a highly efficient, user-friendly, and hassle-free anti-theft solution perfect for everyday use, whether parking for a short or long period
- Gift-Ready Choice for Drivers: A steering wheel lock makes a practical present for someone who takes pride in their car and values everyday peace of mind. It is one of those useful car gifts that feels thoughtful without being overly personal. Whether you are shopping for car accessories for men, locks with keys, or a small lock with real everyday value, this is a simple gift that can be appreciated long after the occasion.
What this list does—and does not—tell you about insurance
A low whole-vehicle theft-claim frequency may be useful when comparing ownership risks, but it does not determine your premium by itself. Insurers also consider location, driver history, coverage limits, repair costs, claim severity, vehicle value, safety features, and many other factors.
The Model S example is a reminder that theft likelihood and financial loss are separate questions. Before buying, get an insurance quote for the exact vehicle identification number or configuration where possible. Do not assume an anti-theft device qualifies for a discount; eligibility and documentation rules vary by insurer.
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- Use the list as a starting point for comparing newer vehicle series, not as a guarantee.
- Match the HLDI entry precisely: drivetrain, model year, trim-related equipment, and hybrid or electric configuration can matter.
- Check local theft data and ask your insurer about the exact vehicle.
- Inspect the used vehicle’s keys, fobs, immobilizer, alarm, tracking features, and campaign history.
- Budget separately for theft prevention, recovery, comprehensive insurance, and potential parts theft.
- Continue using basic precautions even if the car appears near the top of this ranking.
Frequently Asked Questions
Are these cars impossible to steal?
No. HLDI found unusually low whole-vehicle theft-claim frequencies for these specific vehicle series during the covered period. Any vehicle can still be stolen, broken into, or stripped for parts.
Does a relative frequency of 1 mean one car out of every 100 was stolen?
No. HLDI standardized the all-passenger-vehicle average at 100. A relative frequency of 1 means the reported claim frequency was approximately 1% of that study-wide average.
Are electric cars safer from theft than gas-powered cars?
The HLDI low-frequency group contained many EVs, but the report did not prove that electrification causes lower theft risk. Vehicle security systems, age, exposure, resale pathways, owner demographics, and local theft patterns may all contribute.
Does this ranking apply to all used versions of these models?
No. The comparison covers specified vehicle series and mostly 2022–2024 model years. Older vehicles, different drivetrains, trims, equipment, and markets may have different theft risks.
Will an anti-theft device lower my insurance premium?
Possibly, but only if your insurer offers a qualifying discount and your device meets its current requirements. Ask the insurer before assuming a discount applies.
The Bottom Line
The Tesla Model 3 AWD had the lowest observed whole-vehicle theft-claim frequency in HLDI’s 2022–2024 comparison, followed by the Tesla Model Y AWD and Model 3 RWD. But “thieves always avoid” is not a defensible literal claim. Treat the list as one national insurance-data comparison, then verify local conditions, exact vehicle equipment, manufacturer security updates, and insurance costs. Lock the car, take the keys, park carefully, and use layered deterrence or recovery technology when the risk justifies it.
Quick Recap
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